Entrance and Exit Counseling

Federal Direct Loan Entrance Counseling

All students who are borrowing a Federal Direct Loan for the first time from the University of Western Ontario must complete an online Entrance Counseling Session before any Federal Direct Loan funding can be disbursed. 

Entrance Counseling provides you (the borrower) with your rights and responsibilities before you borrow a Federal Direct Loan.  It covers information regarding the types of loans you may be eligible to receive, funding loan limits, repayment information, consequences of defaulting on your loan and also provides information concerning the use of your Master Promissory Note. 

To ensure that you are completing the application process correctly, the session is available online at studentloans.gov.

Federal Direct Loan Exit Counseling

If you have received a Federal Direct Loan at The University of Western Ontario and you have:

1) Withdrawn from all classes at Western

2) You have dropped courses and are registered in less than half time and will remain registered in less than half time studies until you complete your degree

3) You are graduating from Western or in your last full time term at Western

Student Financial Aid at Western will email you directly should any of these circumstances occur in order that you complete the online Exit Counseling Session. To access the online Exit Counseling session, you will need your FAFSA PIN number. 

Exit Counseling provides you with information pertaining to your responsibilities as you start to repay your Federal Direct Loan and review your repayment options. 

You may complete your Exit Counseling online at studentloans.gov