Eligibility

Student Eligibility:

1) US Citizens and Permanent residents of the United States enrolled in an undergraduate or graduate program with a course load that is considered to be at least half time by Western University standards.

2) Students must maintain satisfactory academic progress to continue their annual eligibility for US Loans. 

3) Students cannot be enrolled in any course that is delivered online or through distance education while studying at Western.  If you are registered in even one course that is an online or distance studies course, you will NOT be eligible for Direct loan funding for the entire study period.   All of the courses you are registered in at Western MUST be in-person classroom interaction.  We strongly encourage all students to carefully choose their courses to ensure their enrollment meets the United States Department of Education legislation. 

4) Students must be registered in main campus courses to be eligible for Direct loan funding. Students registered in any course offered by our affiliated University colleges’ (King’s, Huron or Brescia) will not be eligible to receive Direct loan funding for the entire study period.

5) If you are participating in a formal exchange program through Western University, the following criteria must be met for funding consideration:

  • you must be paying tuition to Western
  • the school you are attending can't be located in the United States
  • the school must participate in the Direct lending program

6) If you have been approved by your Faculty to take courses through a Letter of Permission and you are concurrently taking courses at Western, the following criteria must be met for funding consideration:

  • the school you are attending can't be located in the United States
  • the school must participate in the Direct lending program

Some programs of study at Western may not meet funding eligibility such as Certificate or Diploma programs.  Please contact a Student Financial Aid Officer to discuss your course program details before you apply for US Direct Loan funding. 

Parent PLUS loan eligibility:

To apply for and receive Parent Plus funding under the Direct Loan program, you must be the student’s biological or adoptive parent.   The student must be a dependent of the parent applying.  “Dependent” meaning he or she is under 24 years of age, unmarried with no legal dependents at the time you apply.  In order to receive a parent PLUS loan the student must complete the FAFSA.